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Clear answers on Medicare, health and life insurance.

Ideal Advocate is an independent insurance agency. We compare plans from the insurance companies we represent, explain the trade-offs in plain English, and help you enroll. Our help costs you nothing.

Mon to Fri 9 to 6, Sat 10 to 4 Eastern. By phone or video, or we come to you.

Serving clients since
2016
States we're licensed in
11
Medicare plans, from 8 insurers
54
What our help costs you
$0

What we help with

From Medicare to life insurance, coverage to protect what matters most to you and your family.

  • Medicare

    Navigate Medicare with confidence, whether you're turning 65 or reviewing the plan you have.

    • Medicare Advantage
    • Supplement
    • Part D
    Get a quote
  • Health insurance

    Coverage for individuals and families, including the self-employed and people between jobs.

    • Individual
    • Family
    • Short-term
    Get a quote
  • Life insurance

    Protect your loved ones' financial future with the right policy.

    • Term
    • Whole life
    • Final expense
    Get a quote
  • Dental & vision

    Dental and vision plans for you or your family, plus cancer and accident coverage.

    • Dental
    • Vision
    • Cancer
    • Accident
    Get a quote

How we work

An independent agency isn't tied to a single insurance company. Here is what that means in practice.

Licensed agents
Every agent you speak with is state-licensed, and can tell you exactly which plans we can and cannot offer.
Free quotes, no obligation
You never pay us a fee. Insurance companies pay us when you enroll, and you are free to say no.
Advice that fits you
We take the time to understand your doctors, your budget and your situation before we recommend anything.
Insurers we know well
We compare plans from the insurance companies we represent, and we say so when a plan isn't a fit.
Patience
Insurance can be complex. We explain it in plain English, as many times as it takes.
Support after you enroll
Our relationship doesn't end at enrollment. We're here when your life, or your plan, changes.

Where we're licensed

Based in Florida and licensed in 11 states. We meet by phone or video, or we come to you.

  • Arizona
  • California
  • Florida
  • Georgia
  • Michigan
  • Missouri
  • Ohio
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

What happens after you reach out

No surprises. This is the whole process, start to finish.

  1. You tell us what you need

    Fill in the quote form or call us. The form takes a few minutes and asks what an agent needs to prepare real options for you.

  2. A licensed agent calls you back

    We contact you within one business day, walk through the plans that fit, and answer your questions. By phone or video, or in person if you prefer.

  3. You decide

    If a plan is right for you, we handle the application with you. If none is, we'll tell you. Either way, there is no cost and no pressure.

A note from your agent

Shane Sangster, licensed insurance agent

Most people come to us after an hour of reading plan brochures that all sound the same. My job is to sit on your side of the table: lay out the options, say plainly what each one covers and costs, and help you choose.

If I don't think a plan fits you, I'll tell you. That has been the idea since 2016.

Shane SangsterLicensed insurance agent, Ideal AdvocateCA Insurance License #0L98407

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Speak with a licensed agent

888-668-7219

Mon to Fri 9 to 6, Sat 10 to 4 Eastern

Get your free quote